Post secondary education is a net negative due to the loans

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The federal government started lending money to many more students to pay for college. Universities grew into manicured playgrounds. The proportion of Americans with a four-year college degree climbed to 36% last year from 9% in 1965.

But those gains came at a price. For every high-school student who graduates college and finds a job that leverages her degree, four fall short: They either never enroll in college, drop out, or graduate and wind up underemployed, says Oren Cass, executive director of American Compass, a conservative think tank. About half take on debt they come to regret, according to surveys. For millennials, college or bust created winners out of about 20% of the country’s students, and bust for the rest, Mr. Cass says...."

https://www.wsj.com/articles/is-this-the-end-of-college-as-we-know-it-11605196909

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